Digitial payment gateways in Pakistan keeping ecommerce transactions safe + customers Happy (2020) during corona virus lockdown.
You may hear payment "gateways" and "payment processors" used interchangeably. But there are some important distinctions: A payment processor analyzes
and transmits transaction data. That includes transmitting relevant information to an issuing bank, such as the credit card or debit card
number that links to a bank account. This is distinct from the payment gateway, which does the work listed above but also authorizes the
transfer of funds between buyer and seller.The processor is the step in the process that "swipes" or transacts the visa card and runs the information by the
issuing bank. Like a payment gateway, a processor can include both a digital and hardware component — or it can handle the processing solely
through software. Before you select a pakistan payment gateway for your website, make sure that you understand what your customers need to use, where the limitations lie, and what’s excluded.
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Digital Pakistan and the Sixth Generation War
In 2019 a great initiative, namely 'Digital Pakistan' was undertaken by the Imran government. It definitely was a step in the right direction so far as to enable our citizenry and our state. Digitization provides our government with some undeniable opportunities. By digitizing its framework, government can become considerably more responsive and efficient when providing service to its citizens. Citizens too in turn can be empowered by digital services that broaden their engagement with different branches of government.
However, it is impossible to ignore the dangerous realities brought upon by an ever-increasing digitized world, especially if in the policy making and implementation is influenced by vested interests of an amalgamation of state and non-sate actors!
It is high time that we as a nation and especially the government, whose duty it is to protect and preserve the state as a whole to wrestle away 'Digital Pakistan' from the influences of 'BLOCK-B', the Sugar / Atta mafia policy makers and there international collaborators who report answer to clandestine agencies across the globe.
Placing the 'Digital Pakistan' into the hands of the wrong people, people who have neither the intellectual depth nor the relevant credible policy making / implementation credentials.
This dangerous nexus between these state and non-state actors intends to control our public and private data, profit from our information by selling to the highest bidder. Information which can render our state venerable to our 'enemies' / 'unfriendly forces' to say the least! Our state secrets, our networks, private data, government policies will be in the hands of people who will then have the power to cause our state irreparable harm. Nothing will be left 'private' or 'confidential' – let this sink in ….. NOTHING!!!
If we were worried about Pakistan being exposed to the 5th generation warfare (Maj. General Asif Ghafoor’s various tweets and pressers are testament to it) This is the real threat of war – the sixth generation warfare will be data and the misuse of that data!
Due to flawed polices which were manipulated and invented during previous regimes, Pakistan has suffered the wrath of international watch dogs like the FATF. Imagine if our detractors have a silent window into our digital vault – the repercussions for us will be catastrophic to say the least.
The result (if this policy or should I say 'Ghost Protocol' is implemented), our states information – no matter how trivial or highly confidential/ sensitive will be shared and stored elsewhere – Internationally; exposing critical our data / information to the highest bidder and worst case scenario to 'the enemy of our state'.
The time is now to decide whether we will let pre-selected puppets, who have been programmed by the vested interest to make policies of digitizing Pakistan taking our state into further chaos or will we act to secure and get back our future before its too late.
If we continue to develop our technology without wisdom or prudence, our adversaries; both external and internal, may prove to be our executioners.